Planned treatment abroad needs its own insurance
Standard travel insurance almost always excludes trips taken for medical treatment. Specialist medical travel insurance exists to fill that gap. Here's how it works — and two ways to get it.
What specialist cover typically includes
Complications after surgery
Cover for treating complications that arise abroad, up to policy limits — the gap standard travel policies exclude.
Extended stays
Extra accommodation and rebooked flights if you're not fit to fly on schedule.
Repatriation
Getting you home safely — including medical escort — if something goes seriously wrong.
Policies differ — this is orientation, not advice. Always read the policy wording before you buy.
What to check before you buy
- Whether your procedure and destination are both covered, in writing
- Complication cover limits and any excess
- Whether pre-existing conditions change the price or void cover
- The claims process — who you call, from where, in which language
Go direct to a specialist provider
You can research specialist providers yourself and buy direct.
Partner disclosure: If we have a commercial agreement with an insurance provider, we may receive a referral fee when you take out a policy. This never changes the price you pay, and we tell you when a link is a partner link.
Or let us point you at the right options
Tell us the basics and we'll email you specialist options — no obligation.